Insurance Resources

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

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Explore our video resources for quick, easy to understand explanation of insurance topics, coverage options, and tips to help you protect what matters most.

10 Most Common and Costly Small Business Claims

10 Most Common and Costly Small Business Claims

Burglary & theft steals #1, with 20% of Small Business claims at an average cost…
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4 Benefits of Life Insurance for the Here and Now

4 Benefits of Life Insurance for the Here and Now

You've shopped around for whole life insurance and have found a policy that yields the…
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4 Things Trip Insurance Does (and Doesn’t) Cover

4 Things Trip Insurance Does (and Doesn’t) Cover

Are you planning a trip and wondering whether or not buying additional travel insurance is…
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4 Tips for Adding Your Teen to Your Car Insurance

4 Tips for Adding Your Teen to Your Car Insurance

For teenagers, getting their first car is a milestone—it serves as a symbol of maturity…
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Lifetime Earnings

Estimate how much you have the potential to earn during your working years.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family’s needs if you were to die prematurely.

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Drafting for Dollars:

Risk Transfer Key Concepts

Learn how to protect your business and reduce insurance costs by transferring risk to contractors, tenants, and vendors.

What is an Agent?

An Insurance Agent is an individual who sells insurance on behalf of an insurance company.

What is a Broker?

Insurance Brokers are individuals who gather insurance quotes on behalf of a purchaser.

What is a Claim?

An insurance Claim is a policyholder’s request to an insurance company for restitution based on the terms of the insurance Policy.

What is a Deductible?

A Deductible is the amount of money a policyholder must pay out of pocket before any insurance payments are made.

What is a Policy?

A Policy is the contract between the insurer and the insured (the policyholder), detailing the rights and responsibilities of both parties.

What is a Premium?

A Premium is the payment made to the insurance company, either monthly or in a lump sum, to purchase insurance.

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