You’re required by law to carry auto insurance. All insurance is not the same, so simply shopping for the best price can put you at risk.
While auto insurance is required by law, not all policies or providers are created equal. You might think it doesn’t matter where you buy coverage, but the right insurance partner can make a world of difference when it matters most.
We’ve witnessed countless auto claims, some routine, others life-changing. The right policy ensures you’re not overpaying for redundant coverage, have access to a rental car when needed, and receive maximum protection if you injure someone else.
As your local insurance partner, we carefully select reputable, responsive carriers to offer you affordable, effective coverage, because we’re committed to protecting our community.
Protect Your Vehicle
Why Do I Need Auto Insurance?
Keep in mind that you can’t buy insurance after you have an accident. Therefore, you should think carefully about the position you want to be in if you should ever be in an accident. This means you should try to think of your auto insurance as a shield. Then imagine someone else driving their car right into that shield.
Our main job is to make sure your shield can withstand as much damage as possible for the most reasonable cost. That means you won’t have to pay out of pocket for repairs or expenses, but it also means making sure your assets and income are protected in case you’re at fault and there’s a lawsuit.
That means, we’ll show you all of your protection options, recommend the right limits and make sure you receive every discount you’re entitled to (such as cars with daytime running lights; better yet, bundling other types of insurance with the same carrier).
What Does Auto Insurance Cover and What is Optional?
Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:
- Liability – in case you are found at fault
- Collision – in the event of your car is damaged by a collision
- Comprehensive – if your car is damaged by anything other than collision
But additional protection may include:
- Medical Payments if you have to pay on an injury for yourself or a passenger
- Emergency Road service if you are ever stranded in your vehicle
- Uninsured Motorist Protection—because even though the law says auto insurance is mandatory, that doesn’t mean that everyone will have it.
The I. Dachs Difference
You might be tempted to choose the least expensive insurance available, but keep in mind that you could be sacrificing important coverage. While many insurance products may appear similar in cost and purpose, insurance providers differ greatly in how they tailor policies to truly protect you. There’s no universal insurance solution that fits every business’ unique needs.
As members of your community, we safeguard businesses and individuals we genuinely care about. That’s why we’re committed to finding better ways to protect you, including selecting insurance partners who are both cost-effective and responsive. Reach out to us and let our experts help you build the strongest shield to secure what you’ve worked so hard to achieve.
