As a contractor, every project you secure means more income, but also more exposure. Guard against the financial impact of accidents.
A single accident could result in injuries or property damage that might jeopardize your entire business. The contractor’s insurance that protected you on a small project may not be sufficient for larger, more complex jobs.
Since every contracting business is unique, insurance solutions can range from basic to comprehensive, depending on your size, workforce, and the nature of your work.
At I. Dachs & Sons, we help you stay focused on your projects by connecting you with leading carriers and tailored coverage that meets your business needs so you can work confidently, knowing your risks are managed.
Protect Your Livelihood
What Does Contractors Insurance cover?
The list of coverage areas that need to be addressed in your contractors insurance include:
- Property in transit covering equipment, and losses to goods stored (on or off your premises), or being transported to or from your premises.
- Workers Compensation can replace lost wages, pay medical treatment, as well as protecting your business assets should an employee suffer injury
- Trucks and other commercial vehicles to pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own vehicle while on company time.
- Errors and omissions covering any claims for negligence or other mistakes resulting in a loss to the customer during business activities
- And many more
If your contractors insurance misses any one aspect of this protection, your job and your company could be at serious risk.
Who Needs Contractors Insurance?
Any person or business working in construction trades: building construction, heavy construction or home improvement. We offer coverage for every trade, including:
- Contractors Insurance
- Carpenter Insurance
- Plumber Insurance
- Handyman Insurance
- Electrician Insurance
- Masonry Insurance
- Security Company Insurance
- Home Builder Insurance
- Developer Insurance
- Renovation Insurance
- Welding Insurance
- Artisan Insurance
- And more
Does Contractor's Insurance Keep Working After the Job is Complete?
Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.
Our insurance keeps protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.
Worried About Costs?
Don’t be. Fact is, you can’t afford not to have coverage. Understandably, price is always a concern for contractors. But with a custom contractors insurance policy from us, you are in control of what types and amounts of coverage you want to pay for, and when. So it can be surprisingly affordable.
Talking to a local resource you can trust is the first priority.
The I. Dachs Difference
You might be tempted to choose the least expensive insurance available, but keep in mind that you could be sacrificing important coverage. While many insurance products may appear similar in cost and purpose, insurance providers differ greatly in how they tailor policies to truly protect you. There’s no universal insurance solution that fits every business’ unique needs.
As members of your community, we safeguard businesses and individuals we genuinely care about. That’s why we’re committed to finding better ways to protect you, including selecting insurance partners who are both cost-effective and responsive. Reach out to us and let our experts help you build the strongest shield to secure what you’ve worked so hard to achieve.
