As an auto dealer, you’re aware of the clear hazards. Your inventory remains exposed, showcased in showrooms and open lots around the clock.
Does your current auto dealers insurance policy truly reflect the unique risks of your business—considering not just your inventory, but also your employees, your operations, and the steady flow of visitors to your lot each month? The reality is, every interaction and transaction presents potential liability, from injury claims to omissions.
Additionally, claims can arise from buyers who provide inaccurate information, whether intentionally or by mistake, which can be just as damaging to your bottom line as theft or property damage.
At I. Dachs & Sons, we understand that every dealership is different. Our experts take time to assess every aspect of your business, crafting a comprehensive insurance solution tailored to your specific needs. Rely on us to deliver coverage that safeguards every facet of your operation—so you can focus on what you do best.
Protect Your Dealership
What Does an Auto Dealers Insurance Policy Cover?
A comprehensive auto dealer insurance policy can include coverage such as:
- Property damage and bodily injury – covers possible damage from lot and garage-related operations
- Garage keepers – covers damage to autos and property left by customers
- Garage-owned autos – covering damage to garage-owned autos on the lot or stored
- Owned autos – providing protection for claims arising out of ownership and disagreements
- Hired autos – protect vehicles you or your employee rent or borrow for business purposes
- Non-owned autos – cover your partners, employees or members of households using vehicles for your business or personal affairs
- Temporary substitute autos – protect your owned autos in case they are disabled and you must use a temporary vehicle
- Newly acquired autos – protect new or additional autos acquired during the policy period.
Optional Coverages
We also offer your business more complete coverage at great rates, including:
- Defective Product and Faulty Work Coverage to protect the products and work performed by your shop should the work or parts result in an accident that causes property damage to your customer’s vehicle (broadened garage liability coverage)
- Customer Autos Actual Loss Sustained to cover the amount of the actual loss of a customer’s vehicle, regardless of the dollar limit.
You can save even more by writing this coverage in conjunction with a business property policy and provide a complete protection package for your business.
Worried About Costs?
Don’t be. Our auto dealers insurance is some of the most affordable protection available. We have policies perfect for owners of new and used car sales dealerships. And we offer an affordable way to eliminate the risks associated with holding an expansive inventory of garaged or open lot vehicles.
The I. Dachs Difference
You might be tempted to choose the least expensive insurance available, but keep in mind that you could be sacrificing important coverage. While many insurance products may appear similar in cost and purpose, insurance providers differ greatly in how they tailor policies to truly protect you. There’s no universal insurance solution that fits every business’ unique needs.
As members of your community, we safeguard businesses and individuals we genuinely care about. That’s why we’re committed to finding better ways to protect you, including selecting insurance partners who are both cost-effective and responsive. Reach out to us and let our experts help you build the strongest shield to secure what you’ve worked so hard to achieve.
